I recently received this email from Amber:
My husband and I are both fortunate enough to work at least 40 hrs./wk at our primary jobs, then whatever overtime is available we work that, plus we both have additional jobs on top of that – but at the end of the day and with a new baby in the next 3 months, money just doesn’t stretch as far as we need it to. I have a budget set up – and I am actually starting to do a good job of using/monitoring it. And I am finding that our extra spending usually comes out on eating out, mainly quickie convenience meals (a pizza here, Wendy’s there) just because I don’t really feel like “cooking” in the evening. I have this idea that it will take forever when in reality I know by going and picking up the unhealthy food it takes just as long and then I feel guilty on top of that because we are eating junk. I have tried to make a weekly meal plan…but I hardly ever end up fixing what is on that plan – not really sure why but that is the case. What is your secret? What are you doing to find the time to prepare healthy meals for your large family? And how do you budget the money for it? (Our weekly household/grocery budget for 2 adults and our 2 year old is supposed to be $30/wk – normally I’m lucky if I can make it out of the grocery for under $50) I need help!
Now, the poor girl is super patient, as she sent this on April 14th and I am just now able to get to it!
But, I wanted to be able to allocate some specific time to the topic because it is complicated and there could be many reasons why this reader (or any of us, for that matter) is struggling with dinners.
First, please let me say that I am far from perfect and we certainly have had our share (especially lately) of picking something up on the way home from work. Sometimes it is the best you can do. That being said, it is possible to pull of healthy, quick meals at home, even after a day at work, if you can allocate enough planning and prep time before hand.
I would say that these are the key activities that can help you achieve your goals.
1. Assess your priorities.
2. Assess your budget.
3. Make a plan on how to spend the budget
4. Find recipes that work and plan the menu.
5. Do the prep work.
6. Reevaluate.
I will cover the first three in this post and tackle the rest in future posts.
One of my first thoughts after reading Amber's email was about what is going on in their life that they both work more than full time yet still have such a small food budget. What you read is all I know - but I will offer up some thoughts that we all should ask ourselves from time to time.
The first one is "How have I structured my life?" - that basically comes down to the very things we sometimes assume are fixed in our lives. Where do you live? Is it too expensive? Do you really want to allocate that amount of money to a home? This is an area that I personally have struggled with. We built a nice house thinking that we would both work and our incomes would continue to grow. Clearly we took a left turn. Steve and his family did the concrete and brick work themselves - he is very invested in the house. It was too hard for him to walk away and then the market tanked anyway and it was too late. Instead, we have had to avoid car payments, live with less and make other changes in order to still make our mortage. That is the type of analysis you may need now that you will have two young kids and your priorities may have changed. It does not mean you are failing if you switch directions - it just means you are growing, learning and are brave enough to change to something that works for you.
There comes a point where you have to ask yourself if you are really spending money in line with your priorities. If you are working like crazy to make two car payments and a large mortgage, are those cars and house really worth it? This is just a thought. Lots of people struggle just to live a modest life, I know, but my point is that it is worth challenging yourself as to what you spend money on. I recently read an inspiring post by Gayle @ The Grocery Cart Challenge - read it here - on how her family gave up the cell phones. That is a great example of assessing those things you assume are "necessary" and making some brave changes in order to afford the things you value most. In Gayle's case, her family is dedicated to supporting her husband while he builds his own business. What a wonderful motivation!
I guess what my point is here is that something has got to give. There are only 24 hours in a day, right? I think you are asking too much of yourself to try to work more than full time, prepare all meals from home and do it all on just $30 a week. Either you need to work less (so you can prepare more from scratch) or spend more on some more convenient foods to help you pull off the meals from home. And maybe even allow yourself one or two nights a week where you just go out or pick something up. Give yourself a break - you are only human!
I should add that your budget problem could be that you are focusing on aggressively paying down debt or saving aggressively - both wonderful goals, but if it is at the cost of your sanity each month, maybe it is time to scale back slightly.
Once you have really, truly assessed your situation and decided what you can live without and that which you just cannot cut, take another look at your budget. How much can you realistically afford to spend each week on food? How much do you realistically need to spend each month on food? You might as well be honest with yourself, as anything unrealistic will only set you up for frustration and failure.
Finally, take that budget and make a plan. Let's say you decided it is more realistic to spend about $70 a week. Maybe with that budget you can go to a sit down restaurant once a week, pick something quick up once a week and eat home the rest of the time. Or maybe you want to eat home all but once or twice a month, but will plan on adding some convenience foods to your grocery order - pre-cut fruits or veggies, prepared meat or fish, shredded cheese, frozen waffles - stuff like that.
As for us, we spend about $100 a week on groceries. Sometimes a bit more, sometimes less. We also go to Costco occasionally, but we usually work that into our overall budget. The bigger deal is that we buy 1/4 cow once a year. That is about $450. And I buy maple syrup from a farm in WI all in one pop for $160 for four gallons. If you averaged that out over the whole year, it would bring our weekly budget to just over $110. That covers all of us for breakfast, lunch (we pack ours if we will be at work) and dinner, except for the older two who take hot lunch at school during the school year. That also includes any entertaining we do at home. While I have been building a three month food supply, we have increased the budget by $180 - $300 a month for the past 3 months. That is complete, though, and we are enjoying being back down to our regular amount!
I will do more posting on how to prep for success at meal time and share some recipes that work really well for us. I may also go back to sharing what we spend each week on groceries and how we plan for our meal plans - I think a lot of people really struggle with this and I could use some extra focus on that area right now, too.
Just remember this: While it is so very inspiring to see Gayle stick to a $60 a week budget for her family of six and Crystal spend just $40 a week to feed her family of four, both of these women readily admit there are seasons in their lives when they need to adjust that amount and it takes work and discipline to meet that extreme budget. They are both home during the day - not that that is not super busy and it can still be hard to cook - but they are at least there to be able to try and get it done. They make a lot from scratch - you have to in order to meet that budget. That is the priority that they have set for their lives and that is why they are passionate and dedicated about making it work. As I write this, I have worked about 20 hours a week for the past 12 months and I can honestly say that it is much more difficult to make that lower budget work when you are not at home or at least in control of your schedule as much as you would be when you are at home full time. Note that I am in no way saying if you are home you have it easier - I am just saying that one cannot expect to do it all - all the time. You simply cannot be at work until 5:00 and expect yourself to have dinner ready by 5:30.
The simple fact is that there are only 24 hours in a day and we are only human - we can only do so much.
So, set your priorities (never mind what others are doing) and your budget and think about your plan. That will help you know that you are being purposeful and when you set your mind to something - really set your mind to it and know what you are working towards - you can do more than you imagined! Get your inspiration solid so your motivation is in place.
And watch for more posts on how to make the most of your time and budget using my favorite plan ahead tricks, quick and tasty recipes, as well as smart shopping techniques.

12 comments:
We rely on two things to help us eat homecooked meals: the crockpot, and making things ahead of time at the weekend.
You make some really good points here. I did a post once on how the blogs all seem so happy, healthy and no one ever seems to have a problem with life or sticking to budgets. You sure won't have that on mine. lol
I struggle with the same cooking at home issues. One thing that helps me A LOT is when I get/buy hamburger and bring it home I brown it up and then freeze it. I take several pounds and freeze it just browned for whatever meal I need then I take a pound and make taco meat and another and make sloppy joes. That way I know I have several options at hand. It takes very little time to heat that hamburger up, most times I put it in freezer bags and freeze it flat. A few minutes in the micro and it heats it enough to add to whatever you are cooking or heat it through to eat.
You could do this with ground turkey/chicken or cook chicken cubed and do the same. Good luck.
Mama Llama - I totally agree and both of those items are in upcoming posts!
Paula - That is my #1 favorite time saver!!
This may not be a good answer to take out but right now it is working for us. At WalMart I get Smart Ones. We like the tuna noodle and the noodle alfredo and several others. We do not do this all the time. But lately have both felt just dead on our feet and it seems to be cheaper and yet just as healthy.
Thank you for this! I AM home all of the time and I have a 50 dollar a week budget for myself, my hubby, and our one year old. I used to feel guilty that I was spending so much more than it seemed every body else. In frugal blog land, this is high, but it works for us. I see Gayle and Crystal with their tight budgets, but they both also sacrifice a lot of things that we are not willing to yet and Crystal is an expert couponer, while I am merely JUST getting to the point where I can regularly save 40-50 percent off my bill.
In the effort to be perfect, it is hard to remember to do what works for you. While we are on a tight budget, 50 a week allows us some wiggle room. We don't buy many convenience foods (can't stand them myself), but we are both cooks with an international pallet.
Anyway, as usual, you speak with common sense and it never fails to make me feel better. :D
My husband and I both work full time (at least 40 hrs per week, usually plenty more at home too) at pretty high stress jobs (that we both love) and I'm a part time Ph.D. student as well. We have two kids, a 2 year old and a newborn. I spend about $120/wk on groceries (we live in a high cost area- DC metro) and I'm totally fine with that because of our hectic schedules. It's cheaper than eating out, and we eat a lot of organics and produce. Anyway, since no one has mentioned it yet, the blog "365 days of crockpotting" has a ton of recipes for the slow cooker that have totally saved us- I love plugging in the crockpot in the morning and coming home to a delicious dinner. http://crockpot365.blogspot.com/
Several of the recipes are great for a budget, for example the maple dijon chicken with sweet potatoes. I usually have almost everything to make that in the house. That might be a great resource for Amber to check out.
Rita - I like to have a frozen meal at work in case I forget or just don't have time to pack a lunch. At under $2, it is cheaper than going out!
Crista - you are welcome! Thanks for the feedback!
Amanda - excellent comment! I do have a CrockPot post coming up and that site is listed!
Thanks for your great post Michelle--I've really been enjoying Leaving Excess lately. You've given me a lot to think about!
In order to pay off some debt, I have been trying to live on a $80 a week budget for both groceries and household items, and I find it challenging. It takes time and planning to make it work--and I don't always make it work--even though I stay home with my kids, so you'd think I could easily do the leg work to save at the store--not always so.
But I keep thinking that I have to keep trying to find what works for me--at least for the moment or for the week. And some weeks are better than others. But at least I'm trying. If I weren't I can't imagine the debt we would be in.
I do love Aldi--especially when I don't even want to think about coupons.
Just my rambling thoughts. Thanks again for your great articles! Jen
I do not work outside the home. I can not imagine working and getting food on the table every night. When I am gone all day, I come in tired and I do not want to cook and clean. Anyone who even cooks half of the time is amazing.
Michelle, you did an awesome job with this. Another point is, we women have an awful time comparing ourselves with each other and feeling like we fall short. It's great to remember that everyone's goals, budgets and priorities are different so no picture will look the same and that is just fine. I think Crystal and I would both agree with that. Everyone has room from improvement (even the one's who seem like they have it all together) and things like that come in stages. Not all at once. It's all about making small changes, one at a time and making sure you know what you want your end result to be.
Great job Michelle!
Hi Michelle,
Some really great advice -- thank you for sharing! It does take time and planning to get a decent dinner on the table when you get home at 5:30 as I do.
I like your advice about allowing some convenience foods for sanity and the great reminder that we are only human. I think sometimes we women have a tendancy to want to be superwoman.
Trixie
Wow, you ladies are amazing. Groceries for my family (2 adults, 3yo, infant) is easily $200 per month. I'm a sahm, but I NEVER make anything from scratch.
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